Mortgages

Mortgages

WE DO NOT CHARGE A FEE.

Our aim as Professional Mortgage Advisors is to provide a quality client-focused service. We appreciate and understand that your mortgage is likely to be the largest financial commitment you will undertake. Our role is to help you understand how a mortgage works and the cost involved, taking all the work away from you. We are committed to giving the highest standards of service to customers and are pleased to support the Financial Services Authority in 'Treating Customers Fairly'.

We source the Whole of the Market daily to ensure appropriate advice is given. From the information you provide, we will advise and recommend a mortgage which we consider suitable and affordable for your situation. We will also provide an illustration clearly showing the overall costs involved.

Whether you are buying your first home, moving up the property ladder or remortgaging, we can provide a service which is adapted to reflect your own personal situation. We specialise in the following mortgage areas:

Tick MarkFIRST TIME BUYERS Tick MarkNEXT TIME BUYERS
Tick MarkREMORTGAGING Tick MarkINTEREST-ONLY MORTGAGES
Tick MarkHOME IMPROVEMENTS Tick MarkSELF-EMPLOYED
Tick MarkSELF-CERTIFICATION Tick MarkSHARED OWNERSHIP
Tick MarkSHARED EQUITY/HOMESTAKE Tick MarkCREDIT IMPAIRED
Tick MarkSELF-BUILD Tick MarkBUY TO LET*
Tick MarkLOCAL AUTHORITY PURCHASE Tick MarkGUARANTOR MORTGAGES

SPECIFIC SERVICES AVAILABLE INCLUDE ADVICE ON:

  • Your product choice such as fixed, tracker, discounted, variable, offset, capped or flexible interest rate
  • The term of your mortgage
  • The method of repayment
  • An appropriate lender
  • The completion of an application form

We will also track the progress of your application and liaise with your solicitor, surveyor, lender and insurance companies. We will keep you in the loop at all times.

Our aim is to ensure that your house purchase or remortgage concludes as smoothly as possible.

As part of our service we are happy to put you in touch with a solicitor or arrange a valuation report if required.

WHY CHOOSE GRAHAM EDWARDS THE MORTGAGE SHOP LTD?

  • Our service is offered to you totally free of charge and without obligation.
  • We aim to save you both time and money by getting the best deal for you from the Whole of the Market.
  • One of the strengths of our service is the individual personal attention your will receive from our Professional Mortgage Advisors who pride themselves in meeting your specific needs.
  • We take the hassle away from you as we are the link between your solicitor, lender, surveyor and insurance company making us your 'one stop shop'.
  • We pride ourselves in being available to our clients at the end of the phone, by visiting the office or via e-mail and respond to all queries promptly, offering you continuing support with your mortgage.
  • The service does not stop on completion of your mortgage. We contact you before your mortgage product ends, offering to review the options with your current lender and the whole of the market. This ensures that you will always be on the most appropriate product should your circumstances change.

The overall cost for comparison is 9.1% APR. The actual rate available will depend on your circumstances. Ask for a personalized illustration.

* Not regulated by the Financial Services Authority