Insurance

WE DO NOT CHARGE A FEE

Our aim as Advisors is to provide a quality client-focused service. We help you find the right insurance company and policy for your particular circumstances and budget. We review the market daily to ensure that appropriate advice is given. From the information you provide we will advise and recommend insurance from our range of insurers at competitive rates you can afford.

THE TYPES OF INSURANCE WE ADVISE ON ARE:

• Term Assurance – Pays a cash lump sum if you were to die during the term of the plan.
• Mortgage Protection – Pays a decreasing cash lump sum normally used to repay your outstanding mortgage if you were to die during the term of the plan.
• Critical illness Protection – Pays a lump sum if you suffer a critical illness, terminal illness or disability as described in the plan definitions.
• Income Protection – Replaces some of your earnings if you are unable to work because of sickness, accident or disability during the term of the plan.
• Accident, Sickness & Unemployment – Protects your mortgage payments and insurance costs if you become unemployed or suffer an accident or sickness for a maximum of 2-years.
• Buildings and Contents Insurance – Protects your home and its contents against fire, flood, theft etc.

WHY DO YOU NEED INSURANCE?

However much you plan for the future, life has a way of changing often when you least expect it. It could be great a new job, a new baby, or even a win on the lottery. But sometimes without warning life throws the unthinkable at us.

Have you got enough protection to make sure that your family would be able to keep not just their home but their standard of living?
Will your family cope financially and will your mortgage be fully covered if the unexpected happens?

We use many insurance providers who are market leaders in their field such as Axa, Norwich Union and Scottish Provident, and we can advise and recommend the policy to suit you and your budget. The protection you need does not have to cost the earth.

WHY CHOOSE GRAHAM EDWARDS THE MORTGAGE SHOP LTD?

• Our service is offered to you totally free of charge and without obligation.
• We aim to save you both time and money by getting the best deal for you from our range of insurers.
• One of the strengths of our service is the individual personal attention you will receive from our Professional Advisors who pride themselves in meeting your specific needs.
• We are committed to giving the highest standards of service to customers and are pleased to support the Financial Services Authority in 'Treating Customers Fairly'.
• We pride ourselves in being available to our clients at the end of the phone, by visiting the office or via e-mail and respond to all queries promptly, offering you continuing support with your insurance needs.

The service does not stop there. We will review your Buildings and Contents Insurance annually to ensure that you have the correct cover at a competitive premium.